Fund News

24 March 2009

AFC's 3 goals are to

  1. Preserve capital,
  2. Offer predictable income
  3. Give transparent and accountable processes

To preserve capital, AFC targets cash-flowing 1st position loans with protective equity. 500 basis points of margin are targeted between avg. returns paid of 7.5% and avg. returns received of 12.75%. However, another level of additional protection exists to AFC and its investors.

Every 1st position loan enjoys an avg. in 2009 of 50% Loan to Value. That means a 200K home secures a 100K loan to AFC.

Bottom line? The significant LTV motivates borrowers to pay AFC; if they do not, then the full value of the 200K realty is recovered and resold for either cash or a performing note.


15 January 2009

- Alaska Financial Company III, LLC (“AFC”) is a private lending company with one objective – to provide Safety of Principal and a Real Return. For the Risk-Averse Investor, it’s an investment that offers predictable income in both up and down markets.

Investment in Secured Promissory Notes (“Notes”) involves risk, including the potential loss of principal. The Notes are not guaranteed or insured by the FDIC. The Notes may not be suitable to all investors and may be invested in only by accredited investors. An investor should carefully consider investment objectives, risks, charges and expenses, disclosed in the memorandum, before investing in Notes.

AFC's Secured Promissory Notes are a non-volatile, bond-alternative. Guaranteed income is paid to Investors directly from the First National Bank of AK, which receives cash from AFC’s First Trust Deeds (“Loans”) on Real Estate. Every Loan is secured by a 35%+ equity margin, and has proven protection of the Principal investment in each loan. The Loan’s interest return of 12.75%+ generates a significant cash-flow margin to provide Investors with a Real Return. This underlying collateral enables AFC to guarantee your returns. NOTE – though past performance is no guarantee of future returns, AFC2 paid 8% in 2008 to its Investors.

In addition to 29 years experience, AFC’s management believes Investors deserve solutions. That is why AFC has three options, Series A, Series C and Series I. These options let you choose which best meets the needs of your asset allocation strategy.

See the chart to determine which Series is best for you.
Company Profile

Alaska Financial Company III, LLC (AFC) is a Private Money Portfolio Lender. As a Wholesale Lender only, AFC funds private first position loans, called Trust Deeds, from both mortgage professionals and McKinley Mortgage.

These Trust Deeds, with significant protective equity, allow AFC to create cash flow between interest received and interest paid to its investors. Goals for investors include:

  1. Preservation of capital
  2. Income in up or down markets
  3. Transparent, accountable processes.

For accredited investors only, AFC offers a non-volatile, “bond alternative” for the risk-averse. Capital raised by AFC’s 5-year Notes is invested in a disciplined manner into Trust Deeds across select geographies and secured by valuable real estate.

All cash flow from Trust Deeds pays directly into the First National Bank of Alaska, which in turn remits income yields ranging from 7.0% to 8.25% directly to Accredited Investors.

AFC is a limited and boutique investment opportunity. Contact us today to learn more.

Safety of Principal and a Real Return.